Canada Greener Homes is closed: which rebates are left in 2026
The federal Greener Homes Grant and Loan are gone. What remains for heat pumps, solar, windows and insulation, and what the work costs before rebates.
The Canada Greener Homes Grant and Loan are closed: the deadline for grant documents was 31 December 2025. If you are planning a heat pump, solar panels, new windows or insulation in 2026, the federal money that used to help is no longer there for most households. Two programs still matter: the federal Oil to Heat Pump Affordability program for oil-heated homes, and, in Ontario, Home Renovation Savings. Beyond those, it comes down to your province and your utility.
What is still available
Oil to Heat Pump Affordability (federal)
This program is aimed at homes heated with oil. It offers:
- up to $10,000 toward switching from oil heating to a heat pump, or
- up to $25,000 where it is co-delivered with the province.
Timing matters: applications closed on 31 July 2026 in Alberta, Manitoba, the Northwest Territories, Quebec and Saskatchewan. If you live elsewhere and heat with oil, check whether it is still open where you are before you book an installer.
Ontario Home Renovation Savings
Ontario's program covers several upgrades. As of September 2026 the amounts are:
| Upgrade | Rebate |
|---|---|
| Cold-climate air-source heat pump, home heated by electricity, oil, propane or wood | up to $7,500 |
| Cold-climate air-source heat pump, gas-heated Enbridge customer | up to $2,000 |
| Solar panels | $1,000 per kW, up to $5,000 (max. 50% of the cost; not with net metering) |
| Battery installed with new solar | $300 per kWh, up to $5,000 |
| Windows, with a home energy assessment | $100 per opening |
| Insulation | up to $7,700 |
Two conditions apply across the board: you need pre-approval, and the work must be done by a participating contractor. Install first and apply later, and you may lose the rebate.
Other provinces and utilities
Provinces, territories and utilities run their own programs, and they change more often than federal ones. Check your provincial energy efficiency program and your electricity or gas utility before you sign a contract, and ask installers which programs they are registered with.
What the work costs before rebates
Our figures are built from the hours each job takes, multiplied by local trade rates, plus materials, and checked against market prices and real quotes. They are before GST/HST.
Ducted heat pump. Replacing a furnace and central AC with a two-stage or variable-speed ducted heat pump, reusing the existing ducts, typically costs $12,000, with most installs between $9,350 – $15,600. A cold-climate inverter model, the one to price for most Canadian winters and the only kind the Ontario rebate covers, is about $15,800. Details: Heat pump installation.
Solar panels. A 6 kW rooftop array without a battery typically costs $18,000; with a 4.8 kWh battery on a hybrid inverter, about $25,500. Details: Solar panels.
Windows. Replacing six windows with hybrid vinyl-aluminum windows typically costs $5,400. Details: Window replacement.
Insulation. We do not publish a Canadian figure for insulation yet, because the job varies too much from house to house. In Ontario, the rebate of up to $7,700 makes it worth getting an assessment and a quote.
How the rebates change the picture
Take an oil-heated home in Ontario. The heat pump rebate there is up to $7,500. If Oil to Heat Pump Affordability is also open to you, check with both programs whether they can be combined; programs often set rules on stacking, and those rules are what decide your final cost, not the headline amounts.
For a gas-heated Enbridge customer in Ontario, the heat pump rebate is lower, up to $2,000. Some of those homeowners keep the gas furnace as backup in a dual-fuel setup, which can allow a smaller heat pump and a lower price.
For solar in Ontario, note the conditions: the rebate is capped at 50% of the cost and does not apply with net metering. Decide how you plan to use the power before you apply.
Tax on top
GST/HST applies to renovation work. Our figures are before tax, so add 13% HST in Ontario or 5% GST in Alberta, for example, when you compare them with a quote that includes tax.
Before you sign
- Check eligibility first. Confirm which programs are open where you live and whether your heating fuel qualifies.
- Get pre-approval where a program requires it, before any equipment is installed.
- Use a participating contractor when the program demands one, and ask for written confirmation.
- Watch for out-of-date quotes. A quote that still subtracts a Canada Greener Homes grant is based on a program that has closed.
- Check the price itself. Rebates only help if the underlying quote is fair. Our "Is my quote fair?" tool compares your quote with what homeowners in your area typically pay for the same job, before GST/HST.
Electrical, gas and plumbing work needs licensed trades and usually a permit, whichever program you use.